In 2018, Perennial helped people in horticulture access nearly £4 million in financial assistance. A recent financial wellbeing survey of working-age people found that 94% worry about money. Of this group over three quarters say it impacts their work. Less than half of employees surveyed had a financial plan and debt was cited as an issue for 58% of people. Perennial is combating some of these money worries for people working in horticulture, including those who are self-employed, looking for work or retired, with its easy-to-use online budgeting tool.
Wendy Tozer, Debt Advice Manager at Perennial, says:
“Most of the people we help need financial support of some kind and we know it is a huge contributing factor to stress and other mental health issues. But financial wellbeing is so much more than managing debt. We want everyone working in horticulture to have the confidence to take control of their money. Our online budgeting tool can help you understand your financial situation and suggest changes for successfully managing monthly budgets.”
“ The great thing about our tool is that it suggests changes you can make to achieve a good balance between your income and expenditure. The tool also offers lots of tips for increasing your income and reducing your spending. It also points you in the right direction for further help if you need it.”
Perennial’s online budgeting tool is available via the Perennial website and can be used on a desktop computer, tablet or smart phone. It is very easy to use and does not require any technical or financial expertise.
All information provided is completely confidential and will not be shared with anyone else. People can use it anonymously if they wish or they can register to allow them to revisit their budget at any time and see how their planned changes are working.
If you have urgent debt issues you can contact Perennial’s qualified debt advisers who can help by negotiating with creditors, preparing financial statements, advising on bankruptcy, helping with court paperwork and offering representation at hearings. In addition, Perennial offers direct financial help in some circumstances, including help for spouses/partners and dependent children. If you need one to one help, call Perennial free of charge and in complete confidence on 0800 093 8546. Find out more at www.perennial.org.uk/budgeting-tool.